Loans with no credit check

To get a loan requires four simple steps. And a credit check is not necessary.

How pawn works

1. Bring in your item

For any item of value you may wish to pawn or sell, just bring it in. You will also need to have a valid government-issued photo I.D. with you. Depending on store location, you must be 18 or older (certain states may impose higher minimum ages).

What items are good to pawn?

Get your item appraised in-store

It’s easy to find out how much your item of value might be worth. Just contact your local store to get an estimate of the loan amount or purchase price.

Our in-store experts are able to appraise the fair value of a wide variety of merchandise. And remember, we always work hard to offer the highest dollar amount possible on your items of value, either for a pawn loan or if you wish to sell.

Before coming into the store, you can get a loan estimate for your item by calling your local store.

2. Get a loan

Once we evaluate your item, we’ll let you know the dollar amount we are able to advance. You walk out with cash while we hold your item. The time period for the loan varies depending on state law. And, when your item is with us, you can be assured that we keep it safe and secure.

Get your item appraised in-store

It’s easy to find out how much your item of value might be worth. Just contact your local store to get an estimate of the loan amount or purchase price.

Our in-store experts are able to appraise the fair value of a wide variety of merchandise. And remember, we always work hard to offer the highest dollar amount possible on your items of value, either for a pawn loan or if you wish to sell.

Before coming into the store, you can get a loan estimate for your item by calling your local store.

3. Pay back your loan

When you pay off your loan, you can reclaim your item. And if you need more time, no worries. We often can offer you an extension or renewal, as permitted by law. Of course, you can also forfeit your collateral in which case there is nothing further you need to do. Not paying off your loan is a perfectly acceptable course of action. It will not affect your credit score. To retrieve your item, just pay off your loan. It’s that simple.

Lookup your loan? Can’t make it into the store on time? EZ+ can help.

Extend your loan (where available) and manage payments with EZ+ – a smartphone app that lets you manage your pawn loans right in the palm of your hand.